The Institute of Questionable Finance

Certificate of Financial Questionability

This certifies that on this day

Amahle Dlamini

did knowingly, voluntarily, and without reasonable justification waste R10.00 on this certificate, and is hereby awarded the official title of:

“Budget Destroyer”

The Institute of Questionable Finance

— RARE DISTINCTION —

Certificate of Financial Questionability

Presented with rare honour to

Pieter van der Berg

for the rare and questionable distinction of voluntarily parting with R10.00 on an utterly unnecessary novelty,
thereby formally earning the title of:

“Master of Unnecessary Expenditure”

The Institute of Questionable Finance

— LEGENDARY EDITION —

Certificate of Financial Questionability

This prestigious document is awarded with utmost ceremony to

Sipho Nkosi

in solemn recognition of their heroic resolve to spend R10.00 on this glorious waste of funds,
conferring upon them the distinguished title of:

“Distinguished Waste Connoisseur”

The Institute of Questionable Finance

— MYTHICAL EDITION (1% DROP) —

Certificate of Financial Questionability

Against all laws of probability, this distinction belongs to

Thandi Mokoena

who defied a 1% drop rate to claim this mythical artefact in exchange for an optional R10.00.
They shall forever be known as:

“Certified Financial Risk Taker”